House Hack Calculator

🏠 Property & Financing

Property Type

Purchase Price

Down Payment (%)

FHA allows 3.5% on owner-occupied 2-4 units

Interest Rate (%)

Monthly Taxes & Insurance

Vacancy Rate (%)

$325

Your Monthly Housing Cost

Total Mortgage Payment (P&I) $2,528

Taxes & Insurance $500

Total PITI $3,028

Rental Income (after vacancy) $2,703

vs. Renting an Apartment

Save $1,175/mo

Compared to $1,500/mo average rent

Monthly Principal Paydown $650

Year 1 Equity Built $7,800

Cash Needed to Close (est.) $28,000

FHA, conventional, or DSCR — we'll find the right loan

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