🏦 DSCR Calculator
Calculate your Debt Service Coverage Ratio in seconds and see if you qualify for investor-friendly financing
Calculate Your DSCR
Your DSCR
✅ You Likely Qualify!
With a DSCR of 1.25, you meet the requirements for most DSCR loans.
🎉 Ready to Get Financing?
DSCRFlow offers investor-friendly DSCR loans with no income verification required
Get Your Free Quote →📚 What is DSCR?
Debt Service Coverage Ratio (DSCR) is a key metric lenders use to evaluate investment properties. It measures whether a property's rental income can cover the mortgage payment.
DSCR = Monthly Rent ÷ Monthly PITIA
DSCR < 1.0
Property loses money monthly. May still qualify with some lenders (No-Ratio DSCR).
DSCR 1.0 - 1.24
Breaks even or slight positive. Most lenders accept this range.
DSCR 1.25+
Strong cash flow. Best rates and terms available.
DSCR 1.5+
Excellent! Prime rates and maximum loan amounts.
🏦 Why Choose a DSCR Loan?
No Income Verification
Qualify based on the property's income, not your personal tax returns.
LLC Friendly
Close in your LLC or corporation name for asset protection.
Scale Your Portfolio
No limit on number of properties. Perfect for growing investors.
Fast Closing
Close in as little as 21 days with streamlined documentation.
Don't Let Financing Hold You Back
Get pre-approved in minutes, not days. DSCR loans for serious investors.
Apply Now at DSCRFlow.ai →